UK: Ten properties you could buy with your credit card

With money tight and the mortgage market shrinking fast, Times Money has put together a list of ten British properties - from flats to a four-bedroom townhouse - that would-be homeowners can buy outright for the price of a typical deposit, starting at £15,000.

1 One-bedroom flat in Tylorstown, the Rhondda Valley, South Wales: £15,000

This property in a beautifully situated, but deprived, former mining village comprises an open-plan sitting room/kitchen, bedroom and bathroom. All for the price of a mid-range car Details

2 Two-bedroom semi in Abertillery, Blaenau Gwent, South Wales: £25,000

Abertillery, another South Wales village, has weathered the collapse of coal better than Tylorstown, thanks in part to European Union money. It may also get a rail-link to Cardiff Details

3 One-bedroom flat in Rosehill, Wallsend, Tyne and Wear: £25,000

The vendor last let this property which comprises an entrance hall, sitting/dining area, bedroom and bathroom - all within 5 miles of Newcastle-upon-Tyne - for £300 per calendar month Details

4 Forester's Lodge, former meeting house, Blyton, Lincolnshire: £25,000

This odd building on the high street of a Lincolnshire village needs extensive work but has heaps of "character". Note that it is close to Blyton's acclaimed ice cream parlour Details

5 One-bedroom flat in Burntisland, Kinghorn, Fife, Scotland: £27,500

This property is in a popular seaside resort with good beaches and golf, and rail connections to Edinburgh and Dundee. It also sits conveniently - for some - between a pub and a chemist Details

6 One-bedroom flat in Rood Hill, Congleton, Cheshire: £29,950

A town-centre property in a desirable town for under £30k. There has to be a downside. And, yes, it is in need of total renovation - with access to the first floor by step-ladder. Still... Details

7 Four-bedroom mid-terrace house in Cleator Moor, Cumbria: £30,000

This four-bedroom period property (pictured, above) sits in the heart of a market town wedged between the Lake District and the Irish Sea. Predictably, extensive work is needed Details

8 Derelict cottage in half an acre in the Snowdonia National Park, North Wales: £30,000

The most scenic property on our list - but also a shell accessed only by footpath. Local attractions include superb walks, unspoilt, largely Welsh-speaking, villages and the Ffestiniog steam railway Details

9 One-bedroom flat in Bluetown, Sheerness, Kent: £30,000

Lord Nelson is said to have stayed in this very building, once the Royal Fountain Hotel. True or false, the seaside town is crammed with maritime history and counts Dickens among former residents Details

10 Two-bedroom mid-terrace house in Burnley, Lancashire: £30,000

This house needs "modernisation", but is close to Burnley's town centre. A 45-minute rail-link from the town to Manchester is under discussion - buses already do the route in an hour Details

List compiled by Mark Bridge, with thanks to FindaProperty.com and Globrix

UK: Ten properties you could buy with your credit card

UK: Ten properties you could buy with your credit card

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